RiskDot USA
PRIVATE BASIC WORKSPACE← BACK TO RISKDOT

RiskyBot

Your practical risk assistant for contracts, insurance, COIs, claims and everyday risk questions.

RISKYBOT IS STILL IN TRAINING — TAKING RISK CLASSES TO HELP YOU AVOID RISK.
BETA NOTICE
RiskyBot is learning and can make mistakes. Use it for preliminary risk education and screening only. Important matters should be confirmed with qualified professionals.
Good — you came here. I’ll give you practical tips to help you spot and avoid risk.
RiskyBot
🔒
PRIVATE BASIC REVIEWDocuments selected in the Basic document tools are processed in your browser session. RiskyBot Basic does not intentionally upload those documents to a RiskDot server. Close or refresh the page to clear the current browser session.
ASK RISKYBOT

Ask a risk question.

Start with one of RiskyBot’s prepared questions or type your own question about contracts, insurance, COIs, claims, limits, subrogation and everyday business risk.

OPEN RISKYBOT CHAT →
01

Contract + Insurance Review

Compare written insurance requirements with the insurance evidence provided.

02

Contract Risk Scan

Screen a contract for important risk-transfer language and configured red flags.

03

Compare Documents

Compare wording, dates, numbers and key contract provisions between two versions.

04

Risk Transfer Checklist

Open the printable RiskDot checklist and document the risk-transfer file.

Generate Documents

Use the full Hold Harmless Agreement generator. More document tools will be added after testing.

01
DOCUMENT REVIEW

Contract + Insurance Review

Upload the contract and the insurance document. RiskyBot uses one unified review engine to compare dates, limits, Additional Insured requirements, waivers, primary/noncontributory wording, completed operations, and other configured risk-transfer signals.

Important: RiskyBot is a screening tool. RiskDot is not a law firm and RiskyBot does not provide legal advice or coverage opinions.
Contract
COI / Insurance Document
Document privacy: the selected file is read locally in this browser for this Basic screening session. Do not use this beta tool as a substitute for legal or insurance review.
RiskyBot AnalyzerANALYZING DOCUMENTS
Readable text
SCAN
Dates & limits
CHECK
Risk-transfer terms
MAP
Contract vs. insurance
COMPARE
This analyzer visual shows RiskyBot’s screening workflow. The written findings below are the actual screening output.
02
CONTRACT REVIEW

Contract Risk Scanner

Upload one contract. RiskyBot identifies configured clauses and explains what they generally mean.

Contract
Document privacy: the selected file is read locally in this browser for this Basic screening session. Do not use this beta tool as a substitute for legal or insurance review.
Contract Risk AnalyzerSCANNING CONTRACT
Contract text
READ
Risk clauses
FIND
Dates & amounts
CHECK
Risk summary
BUILD
RiskyBot screens configured contract signals and then explains the findings below.
03
DOCUMENT COMPARISON

Document Difference Checker

Compare two readable versions across wording, clauses, dates, dollar amounts, percentages, and important risk-transfer terms. RiskyBot performs a multi-step comparison before showing results.

Version 1
Version 2
Document privacy: the selected file is read locally in this browser for this Basic screening session. Do not use this beta tool as a substitute for legal or insurance review.
Document Comparison AnalyzerCOMPARING VERSIONS
Readable wording
READ
Changed clauses
COMPARE
Dates & numbers
CHECK
Difference summary
BUILD
RiskyBot compares wording, dates, numbers and configured risk-transfer language before presenting the detailed differences.
PDF
PRINTABLE RESOURCE

Risk Transfer Checklist

Download the RiskDot-branded checklist, print it, and complete it as you review the contract and insurance package.

What the checklist covers

Executed agreement, project and scope, contract dates, insurance requirements, COI, policy dates, liability limits, Additional Insured, primary/noncontributory wording, waiver of subrogation, completed operations, Workers' Compensation, policy/endorsement review, and open issues.

RiskDot is not a law firm or insurance carrier. This checklist is a general risk-screening aid and is not legal advice or a coverage opinion.
05
ASK RISKYBOT

Ask RiskyBot — or start with a common question

Get plain-English explanations of common contract, insurance, COI, claims, and risk-management terms. RiskyBot is still in beta and training.

6 RISKYBOT QUICK TOPICS

Choose what you want RiskyBot to explain

All six topics are available below. Click any one to open 10 prepared questions, or type your own question in the chat.

LOSS RUNS · PREPARED QUESTIONS
SUBROGATION · PREPARED QUESTIONS
CERTIFICATE OF INSURANCE · PREPARED QUESTIONS
GENERAL LIABILITY LIMITS · PREPARED QUESTIONS
GOOD SUBCONTRACT · PREPARED QUESTIONS
ADDITIONAL INSURED · PREPARED QUESTIONS
Hi — I’m RiskyBot. Ask me a risk-management question or choose one of the common questions above.
IMPORTANT NOTICE — RiskyBot is in beta and can make mistakes. This information is not legal advice or a coverage determination. Confirm important matters with a qualified licensed attorney and/or licensed insurance broker, as appropriate.
Loading RiskyBot training library…
Important Notice: RiskyBot is still in beta and training. RiskyBot can make mistakes. Information provided should not be taken as legal advice or a coverage determination. Important contract, claim, and insurance matters should be confirmed with a qualified licensed attorney and/or licensed insurance broker, as appropriate.
HHA
GENERATE DOCUMENT

Hold Harmless Agreement

Complete only the fields needed for the HHA. RiskyBot then generates a Word document from the template.

Important: This fills a sample agreement. It is not legal advice and should be reviewed by qualified legal counsel and licensed insurance professionals before use.
Built from your 4-page HHA. RiskyBot asks for the changing values that were marked in red: parties, project, limits, indemnified-party information and date.
COI
DOCUMENT TOOL

COI Sample Requirements Request

COMING SOON

We’re improving this tool before releasing it.

RiskyBot will help build a clean insurance-requirements request without creating or pretending to create an insurer-issued Certificate of Insurance.